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18.95%

The dealer’s financing group came back with 18.95%. ha ha. hahahaha. ha. heh. I’m told it’s simple interest that accrues daily, if I pay early each month “it makes it more like 12%”. Can I pay 30 days ahead? I’m not comforable with this, I’m a simple cave man and don’t like things that require more than 30 seconds of thought. Especially when it comes to money. At first they wanted to give me 84 month terms. Even if it’s a 6 year note and I make payments every two weeks to beat the daily accumulation, it’s still a lot of interest. It’s all crazy! I can do without and pay with cash next year. So, I’m going to try one last place in Oklahoma, but unsure if they’ll finance out of state.

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